Automatic Data Processing Inc.
Automatic Data Processing Inc., or ADP, has been proving payroll, tax filing, and
other related services to businesses and organizations of all sizes for over 60 years.
Paying one in six private sector Americans and moving over $1 trillion in
tax money to the IRS each year, ADP has become a staple in the business
community as the industry leader. Beyond payroll & taxes, ADP also provides the
■ Retirement Plan Solutions- 401k & Simple IRA administration
■ Pay-by-Pay Premium Program for Workers’ Compensation Policies
■ Electronic Time and Attendance
■ HR Solutions- background checks & employee handbooks
■ NEW* ADP Payments- allows you to invoice, collect, and deposit all your
Lastly, ADP keeps it affordable, while our costs are small business driven; we have
made it even more appealing with our partnership with APAPO. All new APA
members received a 15% lifetime discount on ADP services.
Find out how ADP can tailor an affordable payroll solution for your practice.
Dana.Cooper@ADP.com (301) 296-7761
Credit Card Processing – Don’t Be
Fooled By Low Qualified Rates
Do you know the real rate you are paying for your credit card
processing? Many processors will give you an extremely
attractive qualified rate when they know that most of your
transactions will not qualify at that rate. What is your real rate?
You can determine what you are really paying by some simple
analysis of your processing statement. Take the total amount
of fees you are paying and divide that by the total dollar
volume of the transactions you processed. The resulting
number is what is called your effective rate – the average rate
you pay per transaction.
Although your real rate is determined by the number and
volume of transactions you process, the following example
will help illustrate how your qualified rate and your effective
rate can differ.
Total Fees: $250
Total Volume: $10,000
Effective Rate: $250/$10,000 = 0.025 or 2.5%
Elavon has partnered with the APAPO to bring you a
processing program designed to fit the needs of your
practice. We will analyze your practice and provide a
customized program that clearly discloses all rates and fees.
If your effective rate is 2.15% or higher, you could benefit
from our processing program.
To get started, please contact Morna Kennedy Morna.
Kennedy@elavon.com / (800)226-9332 Ext: 5395 to begin
building your new payment processing program.
(800)226-9332 Ext: 5395